Applied and conceptual work by Jonas Osman Abdelghafour across risk modelling, climate risk, insurance analytics, AI automation and financial tooling.
AI-native risk platform
An integrated risk platform covering credit, market, insurance, climate and valuation, with explainable AI and regulator-grade governance built in. Proprietary; demonstrations under NDA.
Physical and transition risk pipeline
Applied climate risk work translating physical and transition exposure into financial and capital implications for banking and insurance portfolios, with executive-level reporting across NGFS pathways. Methodology is proprietary.
Specialty pricing and portfolio analytics
Portfolio, accumulation and underwriting analytics for marine and specialty lines including hull, cargo, war risk and liability — focused on exposure control, reinsurance strategy and capital implications. Proprietary methodology.
AI automation
An applied example of governed AI tooling in institutional environments: defined use case, human oversight, monitoring and documented limitations. Implementation detail is not published.
Sector transition analytics
Energy-transition risk work examining how policy, carbon pricing, demand and technology shifts affect corporate credit quality and asset valuation. Underlying framework is proprietary.
Creative AI side project
A separate creative AI project generating original children's music and nursery content. Kept intentionally distinct from the risk-modelling body of work.