Articles
Insights across general insurance, life insurance, pensions, and investment — grouped by practice area.
General Insurance & Reinsurance
Non-life underwriting, catastrophe risk, ILS, reinsurance structuring and capital modelling.
Insurance-Linked Securities (ILS): A Guide to the Market | Jonas Osman Abdelghafour
Jonas Osman Abdelghafour explains what insurance-linked securities are, how cat bonds, collateralized reinsurance, sidecars and ILWs differ, and how ILS capital reshaped reinsurance pricing.
ILS Investing: What Investors Should Understand | Jonas Osman Abdelghafour
A balanced guide to ILS investing by Jonas Osman Abdelghafour — the diversification thesis, return drivers, negatively skewed risk profile, and the due-diligence questions allocators should ask.
Cat Bond Triggers Explained: The Four Types and Basis Risk | Jonas Osman Abdelghafour
Cat bond triggers decide when investors lose money. Jonas Osman Abdelghafour, actuary and risk expert, explains indemnity, industry loss, parametric and modeled loss triggers — and who bears basis risk.
How Catastrophe Bonds Work: Structure, Sponsors, and Lifecycle | Jonas Osman Abdelghafour
Jonas Osman Abdelghafour, actuary and risk expert, explains how catastrophe bonds work — the SPV structure, collateralized principal, why sponsors use them over reinsurance, and the deal lifecycle.
Catastrophe Modeling and How Cat Bonds Are Priced
How catastrophe modeling works — hazard, vulnerability and financial modules — and how outputs like expected loss and attachment probability drive cat bond spreads.
What Cat Bond Pricing Tells You About the Market Cycle
Cat bond spreads are anchored to modelled expected loss — which makes model credibility a pricing issue. Jonas Osman Abdelghafour on the cycle, the model-distrust premium and what it means for sponsors and investors.
Pensions
Longevity risk, de-risking, buy-ins and buy-outs, LDI and defined-benefit scheme management.
Longevity Risk in Pensions: Why It Matters and How to Manage It | Jonas Osman Abdelghafour
Longevity risk quietly erodes pension funding. Jonas Osman Abdelghafour, actuary and risk expert, explains how it is measured, why mortality tables mislead, and the de-risking options that actually work.
Longevity Risk: Why Pension Plans Underestimate It — and What to Do
Longevity risk quietly erodes pension funding. An actuary explains how to measure it, why mortality tables mislead, and how buy-ins, buy-outs and swaps help.
Pension De-Risking Explained: Managing Longevity Risk
A practical guide to pension de-risking — buy-ins, buy-outs, and longevity swaps — and how sponsors can manage longevity risk without overpaying. By an actuary.
Longevity Risk in Pension Plans: What It Is and How to Manage It
Longevity risk quietly erodes pension funding when members live longer than expected. Learn how it arises, how actuaries measure it, and how plans manage it.