Jonas Osman

Jonas Osman · Risk & Actuarial Advisory

Quantifying risk.
Building resilience.

Advisory and modelling work for banks, insurers, reinsurers, pension funds and asset managers — turning regulatory pressure, climate uncertainty and market volatility into governed, explainable, decision-useful frameworks.

15+

Years across risk & actuarial

Solvency II

IFRS 17 · ICAAP · ORSA

NGFS

Climate scenarios

Governed

Explainable · Validated

Practice areas

  • 01Enterprise Risk Management
  • 02Climate Risk Modelling
  • 03Actuarial Analytics
  • 04Regulatory Advisory
  • 05Model Governance
  • 06Scenario & Stress Testing

Explainable. Calibrated. Validated. Governed. Scenario-based. Data-driven.

Serving

BanksInsurersReinsurersPension FundsAsset ManagersRegulators

Capabilities

Advisory built on rigour, not slideware.

Each engagement is scoped around measurable outputs — models, frameworks, documentation, and governance artefacts that survive internal validation and supervisory review.

Enterprise Risk Management

Risk appetite frameworks, taxonomy, three-lines-of-defence, and board-level risk reporting.

Actuarial & Quantitative Analytics

Reserving, capital modelling, and stochastic analysis using validated, documented methods.

Regulatory & Prudential

Solvency II, IFRS 17, ICAAP, ILAAP and ORSA — pragmatic implementation and challenge.

Climate Risk Modelling

Physical and transition risk, NGFS scenarios, stress testing and financial loss translation.

Model Governance

Model inventory, validation cycles, backtesting, and explainable AI for risk models.

Strategic Risk Advisory

Scenario analysis and board advisory that turns complexity into decision-useful insight.

Engage

Let's navigate risk,
together.

Whether you're building a new risk framework, preparing for regulatory change, or designing a climate stress test — I'm available for advisory, modelling and validation engagements.